Products

Ontario Insurance Company provides quality insurance products and services to qualifying members (policyholders) at a fair and reasonable cost.


Personal Lines

  • Bed & Breakfast (Owner-occupied up to 5 rooms)
  • Boatowners (Stand-alone policy)
  • Dwellings under construction
  • Dwelling Fire
  • Farmowner
  • Homeowner (ACV or Replacement Cost)
  • Homeowner Enhancements Credits totaling up to 30%
  • Inland Marine
  • Manufactured Homeowner Credits totaling up to 25%
  • Rental Property (1-4 Family-Residential)

Commercial Lines

  • Businessowner Policy
  • Commercial Fire & General Liability
  • Commercial Bed & Breakfast
  • Craftsman 12/Pak Program
  • Home Based Business Package
  • Inland Marine
  • Special Multi-Peril Policy
  • Various Business Packages (Clubs, Offices, Family Restaurants, Habitational)
  • Mechanical, Electrical or Pressure Systems Breakdown

Umbrella Liability Products

  • Personal
  • Commercial
  • Farm